Development Through the Life Stages Essay

Vocational Context Task 1 & 2. (P2 & P3) Imagine you have been writing about the life of you chosen celebrity for a magazine. The editor of the magazine has now asked you to describe the effect that five life factors have had on two life stages your chosen person has experienced. You will already have found out about some of the experiences your celebrity has had during two stages of their life. Your two stages are most likely to be chosen from childhood, adolescence or adulthood. You now have to imagine how the following factors may have influenced the individual: †¢ the person’s genetic background and early biological experiences †¢ the person’s general environment during these stages †¢ the social and economic circumstances of the individual’s family or carers †¢ the person’s lifestyle or the lifestyle of their family †¢ the impact of major life events. Task 3 (P4, P5, M2, M3, D2) In your role as a reporter for a magazine, you now need to write about the life of your chosen celebrity as they grow older. You must imagine some of the physical and psychological changes that could affect the person in the future. You will also need to explain two theories of ageing such as disengagement and activity theory. The Brief Task 1 (P2) – Written report ( use scenario given) Explain the potential effects of five different life factors, on the development of an individual. Life factors: genetic, eg predisposition to particular conditions, cystic fibrosis, coeliac disease, asthma, brittle bone disease, rheumatic disease; biological, eg foetal alcohol syndrome, maternal infections, effects of diet in pregnancy; environmental, eg exposure to pollution, damp/overcrowded housing, access to recreational facilities, access to health and social care services, bullying, family dysfunction, effects of culture, religion and beliefs, effects of discrimination; socioeconomic, eg income, expenditure, education, values and attitudes, peer groups, employment status; lifestyle, eg nutrition and dietary choices, alcohol intake, use and misuse of substances Task 2 (P3) – Written report Explain the influences of two predictable and two unpredictable major life events on the development of an individual. Major life events: differences in effect of predictable and unpredictable events; eg the birth of a sibling, leaving home, leaving care, leaving prison, serious injury, illness, starting school/nursery, beginning and changing employment, redundancy, bereavement, marriage, parenthood, divorce; the interrelationship between factors Task 3 (P4, P5, M2, M3, D2) (use scenario given in vocational context) Explain two theories of ageing (use scenario given in vocational context) (P4) Discuss two major theories of ageing in relation to the development of the individual (M2) Evaluate the influence of two major theories of ageing on health and social care provision.(D2) Explain the physical and psychological changes which may be associated with ageing.(P5) Discuss the effects on self-esteem and self- confidence of the physical changes associated with ageing. (M3) Physical changes: hormones; menopause; cardiovascular system, eg atherosclerosis, coronary heart disease; respiratory system, eg emphysema, chronic obstructive pulmonary disease; nervous system, eg motor neurone disease, degeneration of the sense organs, degeneration of the nervous tissue, cognitive changes; muscular-skeletal, eg rheumatoid arthritis, osteoarthritis, effects of degenerative disease, muscle wasting due to poor absorption of nutrients; skin, eg loss of elasticity, effects of exposure to ultra violet rays, effects of smoking; the effects of illnesses that are more common in ageing Psychological changes: effects on confidence; effects on self-esteem; effects of ageism; effects of, eg role changes, loss of a partner, retirement, increased leisure time, financial concerns, culture, religion, beliefs; theories of ageing, eg social disengagement, activity theory; application to current health and social care provision Grading Criteria. Evidence What you have to do P2 Explain the potential effects of five different life factors on the development of an individual Written report Written report Written report You are unlikely to have any genetic or biological information about your celebrity. Even the person you are writing about is unlikely to know much about their own biological background. However you can collect information on general issues associated with genetics and biological influences. For example you could discuss the fact that genetic influences interact with the environment to create people with different body shapes, sizes and personalities. Your research may have given you some information on the person’s past environment, their socioeconomic background, lifestyle and perhaps some of the major life events that happened to them. You can use this information to help assemble a fact file that will explain how these different life factors could have influenced the development of this individual. You may be able to explain how predictable and unpredictable events have influenced this person using the persons own story. If not, then you should try to imagine how events such as starting school or work, and setbacks such as illness or career difficulties, may have influenced the celebrity you are writing about. To achieve P4 you could choose to explain disengagement and activity theory or you could research alternative theories such as continuity theory. P3  Explain the influences of two predictable and two unpredictable major life events on the development of an individual P4 Explain two theories of ageing M2 Discuss two major theories of ageing in relation to the development of the individual Written report To achieve M2 you need to discuss the degree to which your celebrity might disengage or stay actively involved with social activities as they become older. You might like to consider the role of continuity (how important it will be for your celebrity to keep their interests) when you discuss disengagement and activity theory. Evaluate the influence of two major theories of ageing on health and social care provision. Written report To achieve D2 you should evaluate how theories of ageing influence health and social care provision. If your celebrity was being supported at home or in care would they be supported to maintain continuity with their past? Would they be expected to withdraw, or would they be encouraged to remain active in order to prevent excessive disengagement P5 Explain the physical and psychological changes which may be associated with ageing. Written report To achieve P5 it will be important to use creative thinking and consider different possibilities. Some older people may no longer want to appear in public or be photographed. Other people will continue to develop their celebrity status. Some people are celebrities because they have overcome serious difficulties in their lives. These people might cope effectively with the challenges of later life. You can discuss the different possibilities that the future may hold within your fact file M3 Discuss the effects on self-esteem and self- confidence of the physical changes associated with ageing. Written report To achieve M3 you will need to discuss how these changes could affect your celebrity’s self esteem and self confidence

Racism in Roll of Thunder Essay

Mildred Taylor’s remarkable novel, Roll of Thunder, Hear My Cry, annotates, portrays, and demonstrates the vivid image of the ugly race prejudice, effectively, that the African Americans experienced in the 1930s, during the American Depression. In Taylor’s enthralling novel, racism comes across as a major and influential theme as the novel progresses and revolves around a young girl, Cassie Logan, who matures with racial conflict around her. Racism is apparent from the beginning of the novel. It is depicted from the beginning that African Americans are treated terribly, and they must work extremely hard, to earn the money they need to provide their family, with shelter, and food. Papa must work away from home to earn himself a good salary to keep the Logan’s own land, rather than working as sharecroppers on someone else’s land. The second example of the callous segregation is evident, as it is seen that the â€Å"elite white community† have transport to school, while the harshly treated African Americans are deprived of this service, and are forced to walk to school. Also, the whites are inconsiderate, intentionally splashing mud on the blacks’ clothes. The Berry’s burnings is a significant incident revealing the cruel manner the white community behave towards the African Americans, burning them taking â€Å"a match to them,† without any justifiable reason, portraying the discrimination between the people. At school, an important instance of racism takes place, when the students of the black school, The Great Faith Elementary School, received â€Å"new† books. These books were in the poorest condition, as they were the left-overs of the whites. The inside cover of the books were highly provocative, both insulting and offensive to the African Americans, using repulsive comments to describe their race such as ‘nigra. ‘ The law also seems to be in favour of the white community, showing the extensive segregation between the whites and blacks. It is evident when Mr. Morrison explains why he lost his job – Mr. Morrison was blamed in a fight with the whites, although it wasn’t his fault. There are rarely any whites who are friendly with the whites, and those who are, are despised. This is the case with Jeremy, who walks to school everyday with the blacks. He is often bullied, mocked, and teased at school, and is beaten at home. The abhorrence of the underprivileged blacks by the whites is remarkably large, throughout the novel. As the novel progresses it is seen that Papa tries to explain to Stacey to hang out less with Jeremy, â€Å"We Logans don’t have much to do with the white folks. You know why? † Papa says, believing that whites and blacks will never really be friends, â€Å"Cause white folks mean trouble,† with this it also demonstrates hatred between the two races. The intensity of racial discrimination is massive when TJ talks about the night men. The whites â€Å"tarred and feathered him,† making the African Americans feel inferior – treating them of no value and worthless. Cassie, herself, is a victim of one of the racism incidents. On her visit to Strawberry, she is forced to apologize repeatedly to Lillian Jean, a white, humiliating herself greatly. Even her family, who are strong-willed, cannot prevent such things from happening – trying to stay away from consequences. Cassie is mentally hurt after this situation. Racist comments are at is summit as the story progresses. Kaleb Wallace, to Mr. Morrison, sputtered, â€Å"You big black nigger, I oughta cut your heart out for what you done! My brothers laid up like they is and you still runnin around free as a white man. Downright sinful, that’s what it is! Why? I oughta gun you down right where you sit. † This quote shows the filthy comments the whites use towards the blacks. As the story nears its conclusion, TJ gets influenced by the white community, and gets into stealing. TJ goes to a Barnett’s store with his white â€Å"friends,† to get himself the pearl handed pistol. At the shop, the whites – wearing a mask – kill Mr. Barnett, a white man. TJ Avery is immediately entirely blamed for the sequence of events. This shows, again, the law in much favour of the whites – as the police don’t even look into the issue – they don’t care who is guilty, but immediately find a black man to blame. If the roles had been reversed, circumstances and the events that took place would have been completely different. The whites simply want to punish some blacks, and they can do so easily, as no one dares to stop them. Throughout the story, there are several racist remarks passed to the African Americans emphasizing the conditions they faced. Life for the African Americans in the 1930s was completely unjust. Judgment based solely on physical appearance exists, to date, and is still a controversial issue.

Corruption in the Justice System Research Paper

Corruption in the Justice System - Research Paper Example These changes are both negative and positive in nature. Amongst these changes the various affects caused are on the criminal justice system. In this research paper various problems of the criminal justice system have been addressed and discussed. Their details and their causes have been provided for study. Other than this a brief view of how these changes can be eliminated so that a organized and peacefully state shall be acquired, are mentioned. Table of Contents Abstract†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦2 Table of Contents†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.3 Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚ ¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..5 Justice System: Definition and Explanation†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.6 Criminal Justice System†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦....6 Discussion†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.7 Problems in the Criminal Justice System†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.7 Moral Deceit†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦8 Biasness and Nepotism†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦8 Financial Gains and Voraciousness†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.8 Illegal and Fraudulent Practices†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...9 Ethical, Cultural and Religious Prejudice†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦....9 Political Pressurization†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.9 Inadequacy in Education†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..9 Solutions for the Problems†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..10 Selection Criteria and Vigilance†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.10 Provisions of Rewards†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...10 Establishing of Probation Centers†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..10 Elimination of any Political Pressures†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.11 Creating Awareness†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.11 Rights of Minorities†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.11 Result†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...12 Altered form of the Justice System: A Meticulous Review of the Criminal Division From the administrative point of view we can elucidate that a state is composed of three major parts. These organs include the Legislative, the executive and the judiciary. These three are considered to be the most important parts that govern a state and together their job is to make sure a region remains organized. Various duties have been divided amongst these authorities of the government. The job of the legislative authority is to perform all sorts of legislation, i.e. the law making processes and formulations. The obligation of the executive authority is to make sure that these formulated laws are implemented and regulated in such a way that the required purposes are served. Thirdly, the responsibility of the judicial authority is to execute sanctions regarding the various provisions of law following or violation. Through these various steps, these managements make sure that the state remains in such an order where people can live their lives with peace and organization. Thus, the idea of such a state us presented by Stein (1977) when he describes a state which is controlled as certain and prevailing like the curre nt science. Hence, in a state or territory where people live an organized life; violence would be avoided, the environment would remain subtle and calm, people would be at peace and the crime rate would be at such a rate which would hardly even affect the society. In my perspective, such a state exists in ‘Utopia’

The utilization of IPad in College Research Paper

The utilization of IPad in College - Research Paper Example Samsung devices, and various others, they have made the case further strong for their usage and many advocate and are considering its usage on large scale to make things further easy. I-Pad the state of the art digital device that is launched by Apple Inc has changed the concept of computers. Less than 9 inches screen, fully integrated device, with all the feature that are possessed by a computer makes it more in demand and sought after due to its large number of features. Scope: Ranging from sports to politics, to media to education, every field is engulfed by digital devices. Education sector primarily the schools and colleges have evolved in form of digital units where every class, every library and every exam hall is equipped with these digital devices. No more can one see schools and colleges without the presence of digital equipment. Virginia Tech is an example where I Pads are in practice usage amongst students and teachers (Snavely, 2012, 126). Introduction: While a large arr ay of digital devices are being installed, namely in the form of digital cameras, computers themselves, other digital devices for aiding purposes. The attempts to making the environment in classes digital can be stretched few years back however with the advent of tablets like I-Pad. Thesis Statement: The aim is to remove all the manual methods of class environment that have been in practice for centuries. This device will provide the students as well as the teachers with more options and effective environment which harnesses learning and productivity. Literature review: A hundred dollar laptop initiated few years back in the under developed nations to promote education, and enhance computer literacy was a similar step however, that was on limited scale (Miller, 2007). Their usage is possible ranging from higher degrees to the basic elementary level. In the basic elementary level their usage is most helpful since the digital colorful world makes it easy for students to learn and inte rpret the scenarios. Visual material was always part of children’s learning. Teachers used to provide them with handmade animations, cartoons later on, and with computers came electronic games. I-Pad offers large array of features to the young children which not only makes learning easy, but interactive and helps the children pay more attention and learning more(Lepi, 2012). I-pad is no more a devise limited to entertainment music and leisure. While at one time it was tagged as the gadget for leisure and entertainment which provided only multimedia options, songs navigation and other similar usages, with time it has changed into a more dynamic gadget that fulfils the needs of almost every one. It provides functions and options that are equally helpful in the educational circuit (Zapata, 2010). Other instances are also seen where I-Pad is being practically used. A university recently published its prospectus and forms online for I-Pad applications rather than going the convent ional way of manual hardcopy prospectuses. This not just helped the students, but the administration since the pain of the paper, printing, and distribution was saved and any interested applicant could get it from the online resource through their I-Pads. The importance, effectiveness and value of this mini digital devise is being identified all over the place. While American colleges were the first to implement them in their educational units. Other countries have joined the race and recently United Arab Emirates implemented I-Pad usage in the classes considering

Discussion for online Economics class Essay Example | Topics and Well Written Essays - 250 words - 1

Discussion for online Economics class - Essay Example In this case, the value of currency in circulation surpassed the market value of American products. In addition, inflation may have occurred due to economic stimulus programs initiated by the government. The stimulus program compels people to spend, hence creating short-term inflation. The CIP index could also have increased due to external forces or forces in the international market. Increase in prices of capital goods such as oil and automobiles could have resulted from competition in the international market. China is overtaking the US as the largest global importer of crude oil and iron ore. Aggressive measures taken by china are causing an increase in prices of consumer goods around the world. These strategies make imports expensive for the US and other developed countries. As the country continues to pay more for its import’s, the price of the dollar has fallen sharply causing an increase in prices of consumer

Other Assignment Example | Topics and Well Written Essays - 750 words

Other - Assignment Example Macro decisions may be applied to save his or her life as the law allows. The macro decisions also reflect on the government decision on health related measures despite being controversial in majority of the counties. Secondly, law regulates is a regulatory strategy that is used in most instances like in statutory language which is used in authorizing payments for hospitals. In addition, they determine the kind of systems that are incorporated within the health care system, and which are beneficial to consumer health care. An example the system includes the Medicare regulated reimbursement that a health consumer is entitled to receive. Thirdly, the administrative procedure act which acts to clarify and direct different implementations with the health care centers and towards consumer health. The act is responsible for the numerous implementations like the Medicare and Medicaid that adds value to consumer health. In addition, the act ensures that laws for those who implement and those who are governed by the measures are effective and adhered to (Institute of Medicine (U.S.)., 2003). 2. Determine if there have been mergers or closing of hospitals in your area in the last several years (anywhere in the U.S) explain those closing/mergers in the context of the materials. In my area, hospitals are merging with the intent of increasing their productivity towards consumer health. This has caused us heavily because of the increased cost of Medicare services offered by this merged hospitals. However, it is noted that the merged hospitals provide quality care and increased savings as patients are correctly diagnosed and treated before their conditions worsens. Most hospitals in my area that have merged have done due to fear of not surviving independently. They believe that by merging, resources are pooled together thus quality of services offered at the merged center is improved. Thus, merging expands and increases the utilization of hospitals in my area by increasing th e diversity of the services offered. Most hospitals that are merging in my area are taken over by larger hospitals who posses the potential to improve the equipments and services offered by purchasing new products and employing more and qualified staff to serve patients suffering from different ailments (Kaplan, 2000). 3. Select a health care market and describe how it deviates from the perfectly competitive model and recommend policies that could repair the deviation(s) from completion you identified. The free health care market deviates from the perfectly competitive model due to the numerous government interventions. When the government interferes with the free health market then resources are not accurately allocated due to biasness. Some of its rules and regulations are also not conducive for perfectly competitive model because health resources are allocated optimally. The government in most cases deems a free health care market not to be suitable to an ideal health care system as it is not sufficient enough to allocate the health care resources adequately. To stop the government from interfering in the free health care market, I will recommend the free markets to form a law that determines the level to which they can allow the government to interfere in their activities. This is because the government does not create free markets, but they have the

Women and Self-Esteem Essay Example | Topics and Well Written Essays - 250 words

Women and Self-Esteem - Essay Example Other researchers are in line with the current findings that the more affirmed women feel by their fathers, the greater their self-esteem. In addition, perceived affirmation by the father goes in hand with feeling less fearful of intimate relationships. The need to uphold the relationship between perceived fatherly affirmation and fear of intimacy as noted in the current study by partializing the effect of self-esteem on the variables is significant. Even though it contradicts Naus and Thesis, 1994 study on males, the finding is appropriate. In addition, feeling affirmed with one’s father and feeling comfortable with one’s sexuality cannot be separated. I will include the perception of father’s feeling towards and treatment of one’s mother as an exploratory variable. Such inclusion is significant as it showed a high correlation with some of the other variables in the studies. Especially, it correlated with the perceived fatherly affirmation and fear of intimacy and thus will culminate in women developing self-esteem during the counselling. Tanya S. Scheffler and Peter J. Naus, (1999). The Relationship Between Fatherly Affirmation And A Womans Self-Esteem, Fear Of Intimacy, Comfort With Womanhood And Comfort With Sexuality. University Of St. Jeromes College. Waterloo, Ontario. The Canadian Journal of Human Sexuality, Vol. 8(1). Spring, P.

A Strategy for Co-op Supermarket Essay Example | Topics and Well Written Essays - 1000 words - 2

A Strategy for Co-op Supermarket - Essay Example But even as outsourcing allows organizations to develop cost-efficiency; it increases certain issues of ethics and corporate social responsibility for the organizations. Outsourcing has to be properly managed since it raises ethical concerns such as the misuse of labor and the impact on the environment as pollution increases as a result of transportation. In this proposal, we attempt to present a strategy for Co-op Supermarket to develop an environmentally friendly approach while remaining competitive in terms of price and choice. Supply Chain Management and Ethics Before we proceed further, we first need to understand the concept of supply chain management and its relation to ethics. ‘Supply chain management has been defined as â€Å"the management of upstream and downstream relationships with suppliers, distributors and customers to achieve greater customer value-added at less total cost† (Wilding, 2003). The term relationship within the context of supply chain managem ent is vital since it pertains to a relationship with not just the suppliers but also the customers. The customers demand that the supply chain management be ethically sound or else the organization runs the risk of losing its loyal customers. The concept of ethics in supply chain management was activated when BBC Panorama exposed the unethical supply chains of sports and clothing companies such as Nike and Gap. These companies hired under-aged Cambodians at minimum wages in order to keep down prices for the end users. However, the end users after realizing the real cause behind the low prices revolted and soon organization began to explore the concept of ethical supply chain management. Along with this issue, the issue of increased pollution as a result of outsourcing suppliers was raised. Though managers cannot control all aspects of the supply chain manager, they still are accountable for the issue and thus the responsibility lies with them. With respect to ethical supply chain m anagement, the concept of green supply chain management has emerged. Green supply chain management understands the environmental impact of the supply chain and takes steps to ensure that the negative impacts are kept to a minimum. For example, Wal-Mart introduced a new packaging scorecard for its suppliers including Unilever, Proctor & Gamble, and Walmart in order to reduce waste production (Basu and Wright, 2007). The Current Dilemma The biggest challenge that Co-op Supermarket is facing at this time, with regard to its supply chain management, is the lack of integration between its supply chain management and ethical policy. Currently, Co-op’s fashion products being sold in the supermarket are outsourced from China which raises the issue of pollution through increased transportation. Outsourcing may reduce costs for the organization but at the same time, it is increasing the impact on the environment. Since fashion products are basically innovative products, the organizatio n needs a responsive strategy in its supply chain management which is able to deal with the changing demands of the customers. When the fashion changes, demand for the products also change and thus the organization cannot hope to reduce transportation costs by shipping finished products in bulk.  

Examining Ethnic Differences in Achievemen Essay Example for Free

Examining Ethnic Differences in Achievemen Essay 1. The definition of an ethnic group is a group of people of the same race or nationality that share the same cultural norms and values. 2. Three ways in which the education system may encourage separation between children of different ethnic backgrounds are: Labelling and teacher racism, many teachers label their students and studies by interactionist sociologists found out that many teachers labelled black children as disruptive and they didn’t want them in their class. Another reason is the ethnocentric curriculum. Troyna and Williams describe the curriculum in British schools as ethnocentric because it gives priority to white culture and the English language; this causes separation between white pupils and other ethnic pupils. A final reason is the selection and segregation available to schools. David Gillborn argues that marketization has given schools greater scope to select pupils. This puts some ethnic minority pupils at a disadvantage because selection gives more scope for negative stereotypes to influence decisions about school admissions. 3. There are many ways in which factors in children’s home background may lead to differences in achievement levels between ethnic groups. The first way is cultural deprivation; this is split into 3 aspects. The first is intellectual and linguistic skills. Cultural deprivation theorists argue that many children from low-income black families lack intellectual stimulation and enriching experiences. Bereiter and Engelmann consider the language spoken by low-income black American families as inadequate for educational success. The next aspect is attitudes and values. Cultural deprivation theorists say that some black children are socialised into a subculture that instils a fatalistic ‘live for toady’ attitude that does not value education and leaves them unequipped for success. The final aspect of cultural deprivation is family structure and parental support. Daniel Moynihan argues that because many black families are headed by a lone mother, their children are deprived of adequate care because she has to struggle financially in the absence of a male breadwinner. Also Ken Pryce claims that Asians are higher achievers because their cukture is more resistant to racism and gives them a greater sense of self-worth. However, he argues, black Caribbean culture is less cohesive and less resistant to racism. As a result, many balck pupils have low self-esteem and under-achieve. Another reason is Material deprivation and class. According to Flaherty; Pakistani’s and Bangladeshis are over three times more likely than whites to be in the poorest fifth of the population, as a result statistics show that Pakistani and Bangladeshi boys are among the lowest ethnic groups in the country to obtain 5 A-C GCSE’s. A final reason is racism in wider society. David Mason says â€Å" discrimination is a continuing and persistent feature of the experience of Britain’s citizens of minority ethnic origin. † 4. The differences in educational attainment between different groups of pupils have been a major focus of much sociological research. These differences can often be seen to be largely due to different social class, but also gender or ethnicity. Social class is the most significant and dominant factor when looking at these differences, but ethnicity also has a relative impact on educational achievementÃ'Ž Education has a key role to play in eradicating racism and valuing diversity and it a responsibility for all educational establishments, including those with few or no ethnic minority pupils. Promoting racial equality demands a whole school approach and commitment from all those who are involved in the life and work of their school. Racism is linked to the educational achievement of minority ethnic groups, however the connections are complex. Gilborn and Mirza conclude that ‘social class and gender differences are also associated with differences in attainment but neither can account for persistent underlying ethnic inequalities: comparing like with like, African Caribbean, Pakistani and Bangladeshi pupils do not enjoy equal opportunities. ’ They also argue that in promoting educational inclusion as a means of raising standards, there is a need ‘for clarity and guidance in translating the commitment to equality and inclusion into policy proposals and practice at the local and school level. Many cultural deprivation theorists see the lack of intellectual and linguistic skills as a major cause of under-achievement. Gordon Bowker identifies their lack of standard English as a major barrier to progress in education and integration into wider society. However the Swann Report found that language was not a major factor in under-achievement. Other cultural deprivation theorists suc as Charles Murray argue that a high rate of lone parenthood and a lack of positive male role models lead to the under-achievement of some minorities. Also Anthony Flew believes that ethnic differences in achievement stem from cultural differences outside the education system, not discrimination within it. However Geoffrey Driver criticises the cultural deprivation theory for ignoring the positive effects of ethnicity on achievement. He shows that the black Caribbean family, far from being dysfunctional, provides girls with positive role models of strong independent wome Driver argues this is why black girls tend to be more successful in education than black boys. Some socilogists that the ethnic differences in education are cause by racism. John Rex shows how racial discrimination leads to social exclusion and how this worsens the poverty faced by ethnic minorities. In housing, for instance, discrimination means that minorities are more likely to be forced into substandard acoomodation than white people of the same class. This creates separation due to the ethnic children not being able to study at home and therefore getting lower grades than the white children who are able to study at home.

Accomplished Senior Level Accountant Resume Essay Example for Free

Accomplished Senior Level Accountant Resume Essay SENIOR ACCOUNTANT / AUDITOR Accomplished Senior Level Accountant with exceptional analytical skills and in-depth knowledge of internal controls concepts.   Expertise in conducting operational and financial audits and identifies and implements business process improvements.   Effectively writes recommendations to strengthen internal controls resulting in improved operational efficiencies.   Excellent communication skills. Fluent in English Chinese   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   CORE KNOWLEDGE AREAS à ¼Ã‚   Internal Controls à ¼Ã‚   Superb Organizational /Analysis Skills à ¼Ã‚   Staff Development Training à ¼Ã‚   Policies / Procedures à ¼Ã‚   Operational / Financial Audits à ¼Ã‚   Team Leadership RELEVANT PROFESSIONAL EXPERIENCE ILLINOIS DEPARTMENT OF INSURANCE, Chicago, IL  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   2001-Present Auditor-in-Charge (2006-Present) Staff Auditor (2001-2006) As Auditor-in-Charge, conducts audits through formal walkthroughs of accounting processes, internal control evaluation and testing, risk assessments high level analytical review, business organization and strategy analysis, and consideration of fraud. Develops audit procedures. Developed and maintains the audit budget, tracking any deviation and reporting it to the Supervisor. Prepares audit summary reports with documented audit findings and recommendations. Facilitate information requests from audit team members to accounting personnel ensuring a smooth workflow process. Mentors new hires on career development through on-the-job training. In the capacity of Staff Auditor, conducted financial audits of large insurance companies such as Allstate Insurance Company, Zurich Life Insurance Company and Country Insurance Company. Successfully audited over 30 various companies and performed substantive audit procedures to test the validity of financial information. Documented audit procedures and testing conclusions. Analyzed/validated financial data regarding material assets, net worth, liabilities, income and expenses. Verified large amounts of asset and liability account balances in excess of $1 billion. Provided corrective actions for companies to avoid fines and license suspensions. ADDITIONAL WORK EXPERIENCE CENTER FOR ECONOMIC PROGRESS, (City/State)  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   2003-Present Voluntary Tax Preparer Prepared federal and state income tax returns using TaxWise for hundreds of low income families. COMPUTER SKILLS Microsoft Word  ¨ Excel    ¨Ã‚   ACL   Ã‚ ¨ TeamMate Audit Management System EDUCATION UNIVERSITY OF ILLINOIS-CHAMPAIGN, Champaign, Illinois Bachelor of Science, Accounting, 2001 CERTIFICATIONS Chartered Property Casualty Underwriter (CPCU), 2005 Fellow, Life Management Institute (FLMI), 2004 Certified Financial Examiner (CFE), 2004 Certified Public Accountant (CPA), 2003

Articles Of Confederation Strengths And Weaknesses History Essay

Articles Of Confederation Strengths And Weaknesses History Essay The Articles of Confederation can be referred to as the first constitution of the United States and set out how the Federal government was to run, including implementation of United States of America, as a certified name for the new nation. The Articles were in exercise start starting 1777 following the Second Continental Congress appointment a committee to outline the Articles in June 1776 and prepared the draft to the states for endorsement in November 1777. The Articles was produced by the legislative body of the states which participated in the Second Continental Congress from a perceived call to have an understanding with confederacy for securing the independence, sovereignty, and freedom of the United States (Bailyn) The document enclosed 13 articles. It establishes that the confederation was to be referred to as: The United States of America. It also asserts the parity of the broken up states with the confederation administration such that every state retains its freedom, self -government, sovereignty, and its power, authority, and right, which should not be explicitly delegated by the Confederation. In addition the article do not identify the United States of America a state or government, yet instead say, that the said States hereby severally go into into a solid group of friendship with each one for their joint and common interests, common protection, and the safety of their liberties, strengthening the relationship among themselves to help out each other, in opposition to all might offered to, their mutual and general welfare or any of them, on relation to religious conviction, dominion, business, or any other simulation whatsoever. It establishes liberty of movement as anybody may possibly pass unreservedly in any of the states, not including vagabonds, paupers, and fugitives from fair dealing. In the article all people are entitled to the rights recognized by the state into which he moves. In case a wrong is committed in a single state and the perso n responsible for the action flee to another state, he will be taken to and tried in the same Nation in which he/she committed the crime. The article allocates a single chance to each state to cast their votes in the assembly of the union (the United States in congress Assembled) this was allowed to a designation of involving two to seven members. Assembly members were selected by state legislature. Also, persons could not serve other than three out of whichever six years. it also; states that the Articles are everlasting, and can only be changed by consent of Congress with approval by all the state legislatures, it reassures that the Confederation agrees with war debt incurred by Congress previous to the existence of the Articles, it also define a team of the States to be a rule while Congress is not in sitting, it also does state the powers accorded to the United States of America: to set weights, to announce war and procedures (as well as coins), and for Congress to serve as the highest court for settling differences between states, it also says that spending by the United States of America shall be paid by finances raised by state legislatures, and based on the real property values shall be apportioned to each of the states .In the article, Only the central government was permitted to carry out foreign dealings and to pronounce war. No single state could have its navy or standing armies could engage in war without the consent of Congress (even though the state militias existence was encouraged). Each time the military is raised for general defense, military and colonels ranks below colonel would be named by the state legislatures. The Articles were later on replaced with the more comprehensive the United States Constitution (Mcgeehan) Nonetheless, weaknesses in the Articles of Confederation became clear before the Revolution finished. The Articles left the largest part of the authority in the state governments owing to doubts of recreating a tough middle power like the British Monarchy. The necessity for a income stream was broadly conceded. Under the articles, assembly lacked power to charge taxes. Instead, it had to appeal to the states to give funds to the general treasury; this was never sufficient for the central government. To remedy this shortage, Congress requested to the states for authority to put down duties and make safe the public debts. Twelve states approved to such an adjustment, however Rhode Island refused to consent, by this means defeating the application. Nevertheless, the Congress borrowed cash and sold western land to make some cash. The need for supermajorities was a subsequent defect in the Articles of confederation. Not just did every adjustment had to be approved by all the thirteen states, but also all significant legislation required the endorsement of at least nine states. With some delegates often being not in attendance, one or two states were often capable to defeat legislative proposals of main importance. Other limitations in the Article of Confederation proved to be embarrassing as well. Congress may possibly, for example, bargain treaties with foreign powers, but all these treaties had to be endorsed by the states. Still when a treaty was accepted, Congress did not have the authority to secure compliance. The Congress could not act directly upon individuals or upon the nations. In such state of affairs, overseas nations doubted the worth of treaties with the new confederation. In addition, Congress had no power to standardize foreign or interstate business. Legislation in this field, due to irrelevant exceptions, was left to the individual States. Differences amid States with similar welfare in the direction-finding of definite rivers and bays were unavoidable. Prejudiced regulations were followed by reprisals The nonexistence of a single, consistent, and steady currency also hindered trade among the states and with different countries. Not only did the worth of paper currency differ from state to state, but also a small number of states, like New York and Virginia, charged duties on goods incoming into their ports from other states, thereby exasperating retaliatory measures. The states could declare, as had the federal administrator of finance that their public credit was moved out. To amalgam their problems, these newly self-governing states, having separated aggressively from Britain, no longer got preferential handling at British ports. While John Adams, U.S. minister tried to bargain a profitable agreement in 1785, the British disagreed because the entity states would not be confined by it. (Jensen) In distinction to the other state legislatures, the Massachusetts legislature forced tightly imperfect money and high taxes, which triggered creation of a little militia of farmers, headed by Daniel Shays, a former radical War army captain. The happening came to be recognized as Shays uprising. In a bid to take charge of the Massachusetts statehouse, others Shays required that foreclosures and unjust mortgages be left. Militias were called out and they speedily concealed the rebellion, however nationalists asked what would take place if a revolt got out of hand, George Washington warned, present are combustibles in all states which a spark may set fire to. Even though there were symbols of returning success in a number of areas of the fledgling states, overseas and domestic troubles continually grew. It became ever clearer to a lot of nationalists that the confederations central rule was not sturdy enough to set up a sound financial system, control trade, put in force treaties, or go to war when required (Isaacs). It is clear that The Articles of Confederation had many more weaknesses than strengths. This is so because Articles of Confederation gave a lot of power to the states and not sufficient to the central government. Basically, they formed a fragile vital administration, under which the nations could not work well as a single nation. One event that clearly shows the defects of the Articles of Confederation would be Shays uprising. After people started causing trouble, the richer citizens had to pay for their individual soldiers and safety because the Articles of Confederation did not give the country the authority to create a standing army. The articles formed no separate administrative department to carry out and put into effect the acts of Congress and no state court system could interpret the meaning of laws. To make an alteration to the Articles, it had to be determined collectively by all states. As well, 9 out of the 13 states had to endorse any major law prior to it being passed. There existed no standing army to shield the nation. Every state had to create its own foreign policy, as well as the passage of treaties. Each state could make its own money and it may not be acknowledged in other states. The war left an enormous debt, but the Articles did not permit congress to collect taxes, only to solicit for cash from the states. The essential administration could not control business amid the states. The Articles of Confederation was the first authorized administration of the United States had several severe defects. Under the Articles there was just a unicameral government so that there was no division of powers. The central administration under the Articles was too fragile since the majority of the supremacy rested with the states. Senate, under the Articles, had no influence to tax which meant that they could by no means put their finances in order. In order to alter or adjust the Articles, undisputed approval of the states was necessary which basically meant that adjustment to the Articles were not possible. For some key laws to go by, they had to be agreed by 9 of the 13 states this proved so tough to do that even the usual business of running a government was not easy. Under the Articles, senate did not have the authority to control business which would cause contest between states, as well as diplomatic issues. While the Articles of Confederation had many defects, they were able to achieve much. It held the states as one until the Constitution were printed. It developed a just policy for the growth of the western lands. The nations ceded their claims to the lands west of the Appalachians to the vital government. This helped forge a sensation of national harmony and congress under the Articles enacted laws to put in order the western territories and acknowledge new states on the same footing with the original states. The Articles also encouraged collaboration between the states. Although it was not always successful, the Articles provided that all states give full credit and faith to the lawful acts of the other states. Moreover, they could bargain and make treaties with new countries (Marconi). Another similar achievement of the Articles was the Northwest decree. This decree was passed in 1787 and permitted the settlement of the north of the Ohio River area and east of the Mississippi River. Whereas this may seem to merely be consent to go settle land, it is a lot more. By passing this order, the Articles instilled the idea of apparent future into the American man. It ensured that THE United States would go on to grow and happen to be a great nation of power and size. While the Articles may not have a lot of direct power capabilities, it is apparent that their indirect power to persuade the people was indeed well within its capabilities.

Scott Consigny on Protagoras and Logos: A Study in Greek Philosophy and Rhetoric. :: Philosophy Philosophical Papers

Scott Consigny on Protagoras and Logos: A Study in Greek Philosophy and Rhetoric Edward Schiappa's cogent and eloquent book fully deserves the praise it has received. As Donovan Ochs observes in his 1991 review of the book (RSQ 21: 3942), Schiappa, presents a clear account of Protagoras' philosophy and supports his reading with a detailed analysis of each of Protagoras' five extant fragments. But even though Schiappa's reading is compelling, we need not necessarily be persuaded by it; for as Protagoras himself remarks, it is always possible to articulate two opposed accounts about everything, and to make the ostensibly weaker account stronger. In this review I will undertake a "Protagorean" project, articulating and defending an account of Protagoras' philosophy that is opposed to Schiappa's account. To this end I will briefly sketch Schiappa's account, which I label an "enlightenment" reading of Protagoras, and I will then sketch an opposed, "rhetoricist" reading of the Sophist. Schiappa begins his study by acknowledging his debt to George Grote and Eric Havelock. Schiappa concurs with Grote's assessment of the Sophists as "a positive force" in the fifth-century Greek enlightenment (12); and he accepts Havelock's notion that the transition from orality to literacy in Greek society led to a progression "from a mythic-poetic to a more literate, humanistic-rationalistic culture" (21). Drawing on these two scholars, Schiappa depicts Protagoras as a pivotal figure of the fifth century enlightenment helping to transform Greece from an irrational, mythical and theocentric culture into a rational and humanistic culture. Schiappa then proceeds to examine Protagoras' contribution to this intellectual progress, namely his advocacy and analysis of logos, or "rationality" as the proper means of inquiry. In a detailed analysis of Protagoras' five extant fragments, Schiappa argues that Protagoras provides the groundwork for the subsequent development of rational inquiry by delineating the assumptions or principles, the proper procedure or method, and the kind of results or explanations that may be attained through rational inquiry. Concerning Protagoras' conception of the starting points or principles of inquiry, Schiappa argues that in his remark that "humanity is the measure of all things," Protagoras sharply differentiates his anthropocentric logos from the theocentric mythos of the poets who claim to be inspired by the gods. Schiappa also construes Protagoras' remark that he is unable to know whether or not the gods exist as further underscoring the Sophist's rejection of theocentricity. These remarks are fundamental to Protagoras' project, for in them he suggests that valid inquiry must be initiated by humans themselves, without information supplied by the gods.

The Outsiders Essay -- Essays Papers

The Outsiders The title of the story is The Outsiders. S.E. Hinton wrote it. Dell Publishing published the book. The main characters include Ponyboy, Darry, Soadapop, Dally Winston, Johnny, Cherry, Two-Bit, and Marcia. This story is about a guy names Ponyboy who is a â€Å"greaser†, a member of a group of lower-class youths who wear their hair long and greasy, wear jeans and ripped-up T-shirt, and are at odds with the rich-kid bullies known as the â€Å"Socs†, shorter name for socials. One day, as Ponyboy is walking home from a movie, he is jumper and beaten by a gang of Socs. At the last minute, his gang of greasers (including his brothers Darry and Sodapop, who raised Ponyboy now that their parents are dead,) the hardened hood Dally Winston, innocent Johnny, and wise-cracking Two-Bit see what’s going on and save him. The next night, Ponyboy and Johnny go to a movie with Dally. There they sit behind some attractive Socs girls and dally hits on the obnoxiously. After Johnny tells him to stop, Johnny and Ponyboy sit with the girls, Cherry and Marcia, and Ponyboy and cherry discover to their mutual surprise that they have a great deal in common. Two-bit appears, and the three gr easers walk the Socs girls back to Two-Bit’s house so that he can drive them home. On the way, the run into Bob and randy, the girls’ drunken boyfriends, and the girls agree to leave with them in order to prevent a fight between the Socs and the greasers. Ponyboy is very late getting him, and his bro...

A Summer Trainng Report on Recruitment & Attrition Management

A Project Study Report On Training Undertaken at ICICI PRUDENTIAL LIFE INSURANCE CO. LTD. Titled â€Å"Recruitment and Attrition Management† Submitted in partial fulfillment for the Award of degree of Master of Business Administration Submitted By: – Submitted To:- ANITA SINGHAL Ms. Sonali Singh Chauhan MBA Part 3rdLecturer of MBA Department 2011 – 2013 PREFACE Theoretical knowledge without practical knowledge is of little value. Theoretical studies in the classroom are not sufficient to understand the functioning of complex & large sized organization.A student of management can have a theoretical knowledge, but he/she must have a practical knowledge too, so that he/she can be able to tackle the various problems that arise in business. Therefore, it becomes necessary for a management student to undergo any project work. Practical knowledge supplements the theoretical studies and covers all the possible area, which is left uncovered in classroom. A systematic prac tical training is necessary for a trainee to bring in him the confidence for job performance & mental preparation which enables him to take up future job responsibility.It exposes student to invaluable treasure of experiences. I had received training at ICICI Prudential Insurance Co. Ltd. Jaipur (Raj. ), in the Recruitment and Attrition Management. During the training program, I got the opportunity to learn valuable things regarding management. It was my fortune to get the training in a very healthy atmosphere. The management of the company offered learning situation, sufficient facilities & training opportunities to fulfill the objectives of training. The overall gain to me will be reflected in the report itself.This project has really exposed me to a far new world & I sincerely hope that â€Å"ICICI Prudential Insurance Co. † will find my study equally valuable as I found it in shaping my career. Acknowledgement A research study cannot be completed without the help guidance of various individual & institutions. I expressed my sincere thanks and gratitude to all those who made it possible for me to complete this report. With great pleasure and sincerity I wish to express my deepest sense of gratitude towards Mr.AMIT GOYAL (Branch Manager) for their valuable guidance and Practice suggestions and for patiently enduring my numerous queries I would highly thankful to Mr. Sudhanshu Shanker (Senior Manager Human Resources) who assigned this project to me and providing me the opportunity to complete this project with their guidance and experience. I wish to thank ICICI Prudential life Insurance Co. Jaipur, (Raj. ) for providing me an opportunity to work with them on this project. My stay in the organization has been a great learning experience.This exposure has greatly enriched me with knowledge. (ANITA SINGHAL) MBA – 3rd SEM Executive Summary Board of Directors: The ICICI Prudential Life Insurance Company Limited Board comprises reputed people from th e finance industry both from India and abroad. Ms. Chanda D. Kochhar, Chairperson Mr. N. S. Kannan, Director Mr. K. Ramkumar, Director Mr. Barry Stowe, Director Mr. Adrian O’Connor, Director Mr. Keki Dadiseth, Independent Director Prof. Marti G. Subrahmanyam, Independent Director Ms. Rama Bijapurkar, Independent Director Mr.Vinod Kumar Dhall, Independent Direct INDEX Chapter NO. | | TOPIC| | PAGE NO. | 1| | INTRODUCTION TO THE INDUSTRY| | 7| 2| | INTRODUCTION TO THE ORGANISATION| | 10| 3| | RESEARCH METHODOLOGY| | 33| | | 3. 1 TITLE OF THE STUDY| | 33| | | 3. 2 DURATION OF THE PROJECT| | 33| | | 3. 3 OBJECTIVE OF STUDY| | 33| | | 3. 4 TYPE OF RESEARCH | | 34| | | 3. 5 SAMPLE SIZE AND METHOD OF SELECTING SAMPLE| | 35| | | 3. 6 SCOPE OF STUDY | | 35| | | 3. 7 LIMITATION OF STUDY| | 36| | | FACTS & FINDINGS| | 38| 5| | DATA ANALYSIS AND INTERPRETATION| | 40| 6| | SWOT ANALYSIS| | 54| 7| | CONCLUSION| | 57| 8| | RECOMMENDATION & SUGGESTIONS| | 59| 9| | APPENDIX| | 62| 10| | BIBLI OGRAPHY| | 65| CHAPTER – 1 INTRODUCTION TO THE INDUSTRY Overview of the Life Insurance Sector in India: With largest number of life insurance policies in force in the world, Insurance happens to  be a mega opportunity in India.It’s a business growing at the rate of 15-20 per cent annually and  presently is of the order of Rs 450 billion. Together with banking services, it adds about 7 per  cent to the country’s GDP. Gross premium collection is nearly 2 per cent of GDP and funds available with LIC for investments are 8 per cent of GDP. Yet, nearly 80 per cent of Indian populations are without life insurance cover, health insurance and non-life insurance continue to be below international standards. And this part of  the population is also subject to weak social security and pension systems with hardly any old age income security.This itself is an indicator that growth potential for the insurance sector is immense . A well-developed and evolved insurance s ector is needed for economic development as it  provides long term funds for  infrastructure development and  at the same time strengthens the risk  taking ability. It is estimated that over the next ten years India would require investments of the order of one trillion US dollars. The Insurance sector, to some extent, can enable investments in infrastructure development to sustain economic growth of the country.With a large capital outlay and long gestation periods, infrastructure projects are fraught with a multitude of risks throughout the development, construction and operation stages. These include risks associated with project implementation, including geological risks, maintenance, commercial and political risks. Without covering these risks the financial institutions are not willing to commit funds to the sector, especially because the financing of most private projects is on a limited or non- recourse basis. Insurance companies not only provide risk cover to nfrastr ucture projects, they also contribute long-term funds. In fact, insurance companies are an ideal source of long term debt and equity for infrastructure projects. With long term liability, they get a good asset- liability match by investing their funds in such  projects. IRDA regulations require insurance companies to invest not less than 15 percent of their  funds in infrastructure and social sectors. International Insurance companies also invest their  funds in such projects. Insurance is a federal subject in India. There are two legislations that govern the sector-The Insurance Act- 1938 and the IRDA Act- 1999.The Government of India liberalized the insurance sector in March 2000 with the passage of the Insurance Regulatory and Development Authority (IRDA) Bill, lifting all entry restrictions for private players and allowing foreign players to enter the market with some limits on direct foreign ownership. Under  the current guidelines, there is a 26 percent equity cap for foreign partners in an insurance company. There is a proposal to increase this limit to 49 percent. Premium rates of most general insurance policies come under the purview of the government appointed Tariff Advisory Committee.The opening up of the sector is likely to lead to greater spread and deepening of insurance in India and this may also include restructuring and revitalizing of the public sector companies. A host of private insurance companies operating in both life and non-life segments have started selling their insurance policies since 2001. CHAPTER – 2 INTRODUCTION TO THE ORGANIZATION Company Profile: ICICI Prudential Life Insurance Company is a joint venture between ICICI Bank – one of  India's foremost financial services companies-and prudential plc – a leading international financial services group headquartered in the United Kingdom.Total capital infusion stands at Rs. 37. 72 billion, with ICICI Bank holding a stake of 74% and Prudential plc  h olding 26%. We began our operations in December 2000 after receiving approval from Insurance Regulatory Development Authority (IRDA). Today, our nation-wide team comprises of over 954 branches in addition to 1,015  micro-offices, over 296,000 advisors; and 21 banc assurance partners. ICICI Prudential was the first life insurer in India to receive a National Insurer Financial Strength rating of AAA (Ind) from Fitch ratings.For three years in a row, ICICI Prudential has  been voted as India's Most Trusted Private Life Insurer, by The Economic Times – AC NielsenORG Marg survey of ‘Most Trusted Brands'. As we grow our distribution, product range and customer base, we continue to tirelessly uphold our commitment to deliver world-class financial solutions to customers all over  India. Company Promoters: ICICI Bank: ICICI Bank Limited  (NYSE:IBN) is India's  largest private sector bank  and the second largest bank in the country, with consolidated total assets of $ 121 billion as of March 31, 2008.ICICI Bank’s subsidiaries include India’s leading private sector insurance companies and among its largest securities brokerage firms, mutual funds and private equity firms. ICICI Bank’s  presence currently spans 19 countries, including India. Prudential Plc: Established in London in 1848, Prudential plc, through its businesses in the UK, Europe, US, Asia and the Middle East, provides retail financial services products and services to more than 20 million customers, policyholder and unit holders and manages over ? 267 billion of funds worldwide (as of December 31, 2007).In Asia, Prudential is the leading European life insurance company with life operations in China, Hong Kong, India, Indonesia, Japan, Korea, Malaysia, the Philippines, Singapore, Taiwan, Thailand, and Vietnam. Prudential is one of the largest retail fund managers for Asian sourced assets ex-Japan. Its fund management business has expanded into ten markets, compr ising of China, Hong Kong, India, Japan, Korea, Malaysia, Singapore, Taiwan, Vietnam and United Arab Emirates. Vision and Mission Statement: Their vision is to make ICICI Prudential Life Insurance Company the dominant new insurer in the life insurance industry.This they hope to achieve through their commitment to excellence, focus on service, speed and innovation, and leveraging our technological expertise. The success of the organization will be founded on its strong focus on values and clarity of  purpose. These include: Understanding the needs of customers and offering them superior products and service  building long lasting relationships with their partners providing an enabling environment to foster growth and learning for their employees and above all building transparency in all our  dealings. They believe that they can play a significant role in redefining and reshaping the sector.Given the quality of their parentage and the commitment of their team, they feel that th ere will  be no limits to their growth. Board of Directors. The ICICI Prudential Life Insurance Company Limited Board comprises reputed people from the finance industry both from India and abroad. Ms. Chanda D. Kochhar, Chairperson Mr. N. S. Kannan, Director Mr. K. Ramkumar, Director Mr. Barry Stowe, Director Mr. Adrian O’Connor, Director Mr. Keki Dadiseth, Independent Director Prof. Marti G. Subrahmanyam, Independent Director Ms. Rama Bijapurkar, Independent Director Mr. Vinod Kumar Dhall, Independent DirectPrinciples and Types of Insurance: Principles of Insurance: Insurance is a ‘risk transfer mechanism' – it transfers the financial risks of everyday life from you to an insurance company, but only in terms of the financial consequences of risk. Without insurance, if you car was damaged, it would cost you a lot of money to fix it or to buy another one. It could cost you even more to pay for compensation to someone else involved in an accident. Insurance prote cts  your financial  interests. It  cannot  alleviate the  emotional consequences of an accident. It cannot provide for humanitarian ideals.It can't help you with sentimental losses. But properly used, it will protect your financial investment in your car and your legal obligations should you have an accident. Insurable Interest Before you can insure anything, you must have a legally recognised financial interest in what you are insuring. For motor insurance, you can't take out an insurance policy on the car  driven by the latest film star in the hope that it will crash and you can claim. That is nothing more than gambling. You have no financial interest in the  well  being of the object insured and would gain by its destruction.But you can insure the car you own, or drive. You would suffer  financially if it is damaged or stolen and  benefit from its continued existence. Indemnity This word is used to describe the type of payment you would receive. A motor polic y and a household policy are both a contract of indemnity. It means, subject to the terms of the contract, you are entitled to be put back in the same financial position after a loss as you were in  before the loss. In terms of a ‘new for old' policy the measure of indemnity is agreed at the point of sale rather than the time of claim.The term is also sometime used to indicate if your insurer  will meet the claim at all. A refusal to indemnify is a refusal to pay the claim. ATTRITION It is important to understand the high attrition rate in Indian insurance sector, which stands presently around 35% taking into consideration the Recruitment and Selection of Insurance sales personnel, and various reasons behind the attrition rate are as follows: Controlling Attrition In an ideal world, employees work hard, love their job, worship their workplace, feel like a family and would never leave.But in the real world, employees quit at the drop of a hat. In today’s scenario, it is the major challenge before the insurance companies to control the high attrition rate. As the Indian insurance industry grows exponentially, companies are taking the big leap from survival strategy to competitive strategy. Hence, there is a constant thirst for the best and the brightest of employees, and the result is heavy attrition. In addition, there are several other reasons as to why employees quit. The reasons are too varied to be clubbed together, but the bottom line remains the same—it is all about money!Therefore, it is no wonder that the compensation levels in the industry are heading north. Companies are literally bidding for talent and luring away employees with attractive salaries and designations. While HR experts define it the function of demand and supply, it is a serious concern for employee retention. A Critical Issue After IT and BPO, it is now the insurance sector that is facing the issue of high attrition rates. For most HR managers, employee retentio n is the biggest challenge. Talent or human resource is a major asset for any company.Company Invest high amount of money for their recruitment, selection and training and what happens to company if these talents or employees leave the organization in short while seeking new opportunities. Indian Insurance Industry is one of the fastest growing knowledge based sector with annual attrition rate of around 30-35% compared to the global insurance attrition rate of 10-12% per annum. Current statistics show that higher attrition rate problem mainly exists in Marketing and R;D departments. Major reasons for high attrition rate, stated by employees during the survey are- 1.Inadequate salary or compensation plan. The immediate gain in salary package was found to be responsible for job change in 61 per cent of the cases. 2. Poor management 3. Uninteresting job 4. Lack of motivation Job Lacking Opportunity for Future Advancement Leaving company by the employee not only leads to loss of money f or the company in his training and development of knowledge but it also increase the threat of information security if employee moves to rival company and loss of the business. Whenever a well-trained and well-adapted employee leaves any organization, it creates a vacuum.The organization loses key skills, knowledge and business relationships, and it is not an easy task to find a sustainable substitute. Situation is worse when it happens at a critical (decision making) position, as there is a scarcity of such technical resources in the market. Attrition directly affects the company. Recruiting and training program for employees is an expensive affair. The company has to invest a lot while recruiting an employee. Attrition is a universal phenomenon and no industry is devoid of it, but the degree fluctuates from industry to industry.Major insurance companies in India are age-old and established, having their own culture and work practices and therefore, employee turnover will be a comm on phenomenon in such companies. Attrition is a serious issue in the insurance industry because the industry is knowledge-based and hence employees are its â€Å"assets†. Many HR experts believe that money, though a key factor, is not the only one which makes employees quit. Attrition also happens when people hate their working conditions, do not like their team-mates or perhaps do not like what they are doing.There are also cases when people leave their job for family reasons or when they wish to migrate. Experts also believe that organizational culture has a great impact on who stays and who goes. And the culture of an organization is determined by the quality of the relationship between bosses and their subordinates. According to a popular saying, employees never leave the company, they leave their bosses. An inefficient boss creates poor work culture, which is one of the frequent reasons for quitting. Employers often fail to understand the importance of providing opportun ities for development of their employees or their career growth.A conducive working atmosphere, good culture, training and career growth with adequate salary are some provisions that control attrition. Every employee comes to his organization with some aspiration. An organization is viewed as a place where employees meet their aspirations of growth and development, values of trust, teamwork and transparency. If a company respects them and their skills, realize their potential and provide them with a healthy environment to learn and grow with flexible compensation, employees take that as a strong reason to stay on.Recognizing the contribution of outstanding achievers also inspires others to try hard and put in their best. A good organizational behavior also focuses on areas like training, career development and believe in equipping workforce better on the professional front. Experts say that good organizational behavior is instrumental in extending the tenure of employees in the orga nization as it increases their self-esteem, confidence, morale and motivation. A substantial growth of employee’s self-esteem is as important as the concept of learning in the industry.Otherwise, experts fear that insurance organizations will meet a sorry fate as far as retention policies are concerned. Attrition is the Function of Demand and Supply The demand comes from the growth of the industry and the policy of the company. These two things decide whether there is a demand of fresher or experienced employees. On the other hand, the supply comes from the educational institutions and the market. Normally the supply from the educational institutions is enough to meet the demands of the insurance industry, there is a lack of experienced people in the industry, which in turn has created an imbalance.The imbalance is crucial to the growth of the industry. While the industry is growing, not all companies are capable of taking fresh people and groom them. Hence, the current statu s demands experienced people and shortage of skills or retaining existing employees pose an issue for the industry. In the current scenario, the demand of experienced and good employees is actually outstripping the supply. In such a situation, higher salary structures pose a major challenge in controlling attrition levels in the industry. Moreover, the salary growth plan is not well defined as well. All this encourages poaching by companies offering higher salaries.Though the salary is decided keeping in line with the market trends, the qualification, experience and the attitude of the individual matters. Salary or even increments are dependent very much on what kind of value adding the person is or will do in the organization. Besides, HR experts from the industry believe that out paying is not a winning tactic for companies. The organization’s reward strategy reflects its power to drive quality employees. Apart from salary, recognition of work is a healthy retention strateg y. If the organization values its employees, recognizes and appreciates their skills and work, it pays.It is important to keep an eye on fast track people who are intelligent and excellent performers. Performance is a primary requirement; therefore, excellent performers should be valued. They should be identified, nurtured and provided growth opportunity. HR's Role and Strategies in ICICI PRUDENTIAL LIFE INSURANCE CO. As the struggle for reducing employee attrition rates is intensifying, recruiters are putting renewed efforts in identifying talent, which is committed and productive. However, while everyone is competing for talent, in experts' opinion, a hiring spree can be a blunder sometimes.Stringent recruitment process could help reduce attrition to a certain extent. An internal referral mechanism is also very useful in reducing attrition rates in companies. A thorough analysis of a candidate's background or behavior pattern, adaptability or liking would help the organization wit h good resource pool and less attrition rates. Hiring slayers rather than stars is yet another strategy. According to experts, some of the most talented people often have the tendency to move on. The reason being their eagerness to climb by shifting from one company to another. Frequent job hoppers are not the ultimate gainers. They gain or earn only in terms of money but those who opt to work in one organization for long are able to learn and gain experience which pays in the long term,† An efficient HR focuses on creating a good work culture and work out different strategies in line with organizational philosophy. According to experts, HR managers must use the combination of growth, learning opportunity and pay attention to employees' personal needs and participation. The needs of the employees should be regularly gauged through open communication, polls and feedback mechanisms to maintain consistency in performance and high motivation levels.Insurance employers need to unde rstand the same and deal this issue on a war footing so as to avoid loss of good employees and, also the business. This brings to the issue of recruitment and selection. If these initial steps are flawless, it also helps in reducing the attrition. SIGNIFICANCE OF RECRUITMENT AND SELECTION PROCESS â€Å"Recruitment and selection refers to the chain and sequence of activities pertaining to recruitment and selection of employable candidates and job seekers for an organization†. Every enterprise, business, and entrepreneurial firm has some well defined employment and recruitment policies and hiring procedures.Importance of Recruitment is given below: Attract and encourage more and more candidates to apply in the organization. * Create a talent pool of candidates to enable the selection of best candidates for the organization. * Determine present and future requirements of the organization in conjunction with its personnel planning and job analysis activities. * Recruitment is the process which links the employers with the Increase the pool of job candidates at minimum cost. * Help increase the success rate of selection process by decreasing number of visibly under qualified or overqualified job applicants. Help reduce the probability that job applicants once recruited and selected will leave the organization only after a short period of time. * Meet the organizations legal and social obligations regarding the composition of its workforce. * Begin identifying and preparing potential job applicants who will be appropriate candidates. * Increase organization and individual effectiveness of various recruiting techniques and sources for all types of job applicants. Factors Governing Recruitment External Factors * Supply and demand * Unemployment rate * Labor market * Potential social Sons of soil * Image Internal Factors * Recruitment policy of the organization * Composition of temporary and part time employees. * Preference to local people even by multinational s as they understand local language. * Size of recruitment * Cost of recruiting Fig. 1: The General Recruitment Process 1. Identify vacancy 2. Prepare job description and person specification 3. Advertising the vacancy 4. Managing the response 5. Short-listing 6. Arrange interviews 7. Conducting interview and decision making. The recruitment process is immediately follow by the selection process i. . the final interviews and the decision making, conveying the decision and the appointment formalities. Recruitment and Selection are perhaps the most important tasks for an organization. Recruitment refers to the process of searching and appointing prospective candidates in an organization. An organization must undertake the recruitment procedure if it wants to appoint the right people under its employment. According to Edwin B. Flippo, â€Å"Recruitment is the process of searching the candidates for employment and stimulating them to apply for jobs in the organization†. A process of finding and attracting capable applicants for employment. The process begins when new recruits are sought and ends when their applications are submitted. The result is a pool of applications from which new employees are selected†. â€Å"Recruitment is the activity that links the employers and the jobseekers†. Sources of recruitment Why Does Organization Prefer Internal Sources? * Internal recruitment can be used as a technique of motivation. Suitability of internal candidate can be judged better than the external. * Candidates as â€Å"known devils are better than unknown angels†. Employee’s psychology needs can be met by providing an opportunity for advancement. * Employee’s economic needs can be met by providing an opportunity for advancement. * Cost of selection can be minimized. * Cost of training, induction, orientation, etc can be minimized. SELECTION PROCESS in ICICI PRUDENTIAL LIFE INSURANCE CO. The main objective of a selection procedur e is to determine whether an applicant meets the qualification for a specific job, and then to choose the applicant who is most likely to perform well in that job.The entire process of selection begins with an initial screening interview and concludes with a final employment decision. When a selection policy is formulated, organizational requirement like technical and professional dimensions are kept in mind. Selecting a suitable candidate can be the biggest challenge for any organization. According to Dale Yoder – â€Å"Selection is the process in which candidates for employment are divided into 2 classes – those who are to be offered employment and those who are not. † 1) Pre Interview Screening This is generally the starting point of any employee selection process.Pre Interview screening eliminates unqualified applicants and helps save time. Applications received from various sources are scrutinized and irrelevant ones are discarded. A preliminary Interview i s conducted. 2) Preliminary Interview The application of candidate whose screening is successful is found to be eligible for the preliminary interview which covers the personal as well professional details of the prospective candidate. 3) Final Interview This interview is formal in depth conversation conducted to evaluate applicant’s acceptability. 4) Medical ExaminationIf all goes well, then at this stage, a medical examination is conducted to make sure that the candidate enjoys sound health and does not suffer from any serious ailment. 5) Checking References Most application forms include a section that requires prospective candidates to put down names of a few references. References are contacted to get a feedback on the person in question including his behavior, skills, conduct etc. 6) Job Offer A candidate who clears all the steps is finally considered right for a particular job and is presented with the job offer. An applicant can be dropped at any given stage if consid ered unfit for the job.Only after successfully clearing all the hurdles, an applicant can enjoy the feeling of being selected for a particular job. 7) Induction Programme New entrants after joining are given induction programme. It helps the new employee to understand and develop a sense of identification with the company and he can clearly understand his job and will be able to perform his work in good manner. HR POLICIES AND PROCEDURE HR department deals with the management of human resources. It is responsible for the creation of harmonious working relations among the participants of the organization.It effectively deals with the process of planning, directing, developing, and utilization of human resources available to the company. Personnel department basically involved with the management of personnel or human resources. Personnel management is the planning, organizing, directing, and controlling the procurement, development, integration, maintenance and separation of the huma n resources to the end that individual, organizational and social objectives are accomplished. Recruitment Checklist of ICICI PRUDENTIAL LIFE INSURANCE CO. * Has the vacancy been agreed by the responsible HOD? Is there up-to-date job description? * What are the conditions of employment for their vacant positions? * Has a candidate specification been prepared? * Has the manpower requisition form been submitted earlier? * Has the job advertisement been agreed? * Have the interview arrangement been made? * Have unsuitable candidates held in reserved been informed? Explanation of Recruitment Process Steps in Recruitment process are as follows: 1) Requirement Gathering: Requirement gathering starts with the job description provided by the different department.The manpower requisition forms are provided by the HR department and then filled by the respected departments. Job description contains criteria such as qualification, professional experience, designation in the organization, urgenc y of manpower requirement in the organization. 2) Analysis of the Requirement: It is a clear requirement with a detailed explanation. A clear understanding enables a recruiter to provide a valuable manpower to the required department in terms of giving them a right candidate that matches up their requirement and to provide a candidate with good opportunity to sharpen his skills and achieve his personal goals. ) Sourcing of CVs: In order to find the relevant profile for the job, it is very essential to search the CVs. This can be done in following ways: * Casual application from local places. * Contacts through the present employees. * Data bank * Portals, such as Naukri. com * Former employee * Campus interview. 4) Screening of CVs: This is very important step. It decides whether the CV matches the job description given by the department head. In this step the recruiter has to study the following details in deep:- †¢ Date of birth †¢ Highest qualification †¢ Experienc e †¢ Skills †¢ Expected salary, etc. ) Arranging the interview: After screening the CVs, the interview schedule is scheduled by the recruiter. Once the schedule is fixed, candidates are called for interview. 6) At the time of interview: Candidate is given the personal data form to fill before the interview. Personal data form covers all the in depth information of candidate. Personal data form and resume attached to it is handed over to the interviewer before an interview. Then preliminary interview and final interview is conducted. 7) Medical Checkup: Selected candidates are sent to medical checkup with pre medical checkup form.The main objective of this test is to detect whether the applicant is physically fit to perform work or not and to protect the employer from worker compensation claims. 8) Reference Check: Reference check is made for an experienced candidate. Many employer request name, contact number, address of reference for verifying the additional background in formation of the candidate. 9) Documentation: After the reference check is positive, candidate is called for further procedure of documentation. After documentation the candidates are provided with offer letter. 10) Induction Programme:New entrants are given induction programme. It helps the new employee to develop the sense of identification with the company. The newly entrants is given information about the major products, departments and organization, key statistics. This helps the newly joined employees to understand their work in a better way. Criteria for Recruiting a Medical Representative A Check List 1. Age It is advisable to select them young, usually between 21 and 25 years. 2. Education Depending upon the level of technical knowledge required for promoting your products you can decide on this. 3. ExperienceIt may be advisable to select a fresh graduate with good scholastic record and extracurricular activities. Some companies prefer limited experience of a year or two in similar companies. In the case of an experienced candidate look for his accomplishment, tract record, etc. 4. Appearance A pleasing personality is always preferred. 5. Manners He / she should have good manners as he moves in a sophisticated highly educated class. 6. Voice and Expression There should be clarity of voice, modulation and grammar 7. Reactions Alertness, quickness of response. 8. Drive Ability to stimulate, enthuse others and self-assurance. . Intelligence Comprehension, reasoning ability, keenness and smartness is expected of him/her. 10. Interest Sincerity of ambitions and personal goals, interest in other people. CHAPTER – 3 RESEARCH METHODOLOGY The core concept underlying research is its methodology. The methodology controls the study, dictates the acquisition of the data, and arranges them in logical relationships, sets up a means of refining the raw data, contrives an approach so that the meanings that lie below the surface of those data become manifest, an d finally issue a conclusion or series of conclusions that lead to an expansion of knowledge.The entire process is a unified effort as well as an appreciation of its component parts. According to J. W. B. est, â€Å"Research is considered to be formal, systematic, intensive process of carrying on the scientific method of analysis. It involves a more systematic structure of investigation usually resulting in some sort of formal record of procedures and report of result or conclusions. † According to P. M. Cook, â€Å"Research is an honest, exhaustive, intelligent searching for facts and their meanings or implications with reference to a given problem.It is the process of arriving at dependable solutions to problem through planned and systematic collection, analysis and interpretation of data. The best research is that which is reliable, verifiable and exhaustive so that it provides information in which we have confidence. † 3. 1 Title of the Study: Recruitment and Attri tion Management 3. 2 Duration of the Project: 2 Months (25th June to 24th August) 3. 3 Objective of the study The objectives of the study are as follows: * To understand the concept and mechanism of insurance. * To have an overall view of the Recruitment Process in a leading private sector company. To get a firsthand knowledge as regards to the proper implementation of the extent Recruitment Policies in ICICI PRUDENTIAL LIFE INSURANCE and its preparedness to meet the new challenges in the area of Recruitment. * To review the Human Resource Policies of ICICI PRUDENTIAL LIFE INSURANCE and compare with them Human Resource philosophy given in the literature. * To observe any legal requirement which apply to the recruitment and selection process. * To get familiar with the organization. * Getting practical experience regarding the organizational function. To learn about the policies and functions of the organization. * To understand the culture in the organization and its effect on emplo yees. * To get industrial exposure and experience. 3. 4 Type of the Research To get complete knowledge about the recruitment and selection activities information are gathered on the basis of both primary and secondary sources. PRIMARY DATA : Primary data are those which are a fresh and for the first time and thus happen to be original in character. Primary data were collected by direct interview with the authorities and staffs and by observation and participation.SECONDARY DATA : Secondary data are those which have already been collected by someone else and which have been passed through the statistical process. Secondary data were collected from various records kept in departments, company profiles, magazines and websites. 3. 5 Sample size and Method of selecting sample SAMPLING SIZE: 100 It means how many people to survey. SAMPLING UNIT: The researcher must define the target population that will be surveyed the sampling unit for my survey is wholesalers, retailers, masons, contrac tor and consumer of Rajasthan State.SAMPLING PROCEDURE: RANDOM SAMPLING Due to the time limitation and lack of sufficient knowledge I confined my study till random sampling. 3. 6 Scope of the Study Recruitment is the process of searching for prospective employees and stimulating them to apply for job in the organization. Recruitment is a positive process of searching for prospective employees, whereas selection is a negative process because it involves rejection of unsuitable candidates. Today the scope of the recruitment is very broad. The scope of the recruitment at ICICI PRUDENTIAL LIFE INSURANCE CO. enerally covers the following steps: – * Enhancement of productivity. * Quality manpower. * Committed job assignment. * Development of teamwork. * Better utilization of existing manpower 3. 7 Limitation of the Study The present research work is undertaken to maximize objectivity and minimize the errors. However, there are certain limitations of the study, which are to be taken in to consideration for the present research work. * The study was conducted only for the performance of Insurance advisors, Adayar branch Chennai city. It may not be suitable for other organizational employees. The advisor’s behavior may not be same in other branches in Chennai city or country, because of the difference in their performance, target, motivation, attitude, approaches with customers, culture, and working environment etc. * The research was done based on the details provided by the 70 advisors; the conclusion derived may not be wholly applicable to all branches in the city. The study is conducted with the help of the database provided by the Unit manager. * As the target population is large and due to the time constraint, convenience sampling technique was used to select the respondent. Chapter-4 FACTS AND FINDINGS Majority of the respondents believed that larger risk coverage of their policy was the main feature that attracted them to buy that policy, low prem ium was the next important feature. * ICICI Prudential is the largest private player in the insurance  industry in India. * Due to the increasing concern of people towards their health/life the life insurance  business has good prospects. * There are few short term plans which are not known to the  public. * Company has high policy charges which are not affordable by the lower middle and lower class people. * Out of total population of 1 billion of country, only 22% have insurance cover.So we can say that there is still large potential for both the public and private companies. Private companies have to give varied customized product to compete with the LIC which is holding about 97% of the total market. CHAPTER-5 ANALYSIS AND INTERPRETATION 1. What is the biggest benefit of life insurance? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| Security| 40| 80| 2| commission| 5| 10| 3| Protection of wealth| 5| 10| 4| all| 0| 0| total| | 50| 100| Analysis: Interpretation: The ab ove graph shows that the biggest benefit of life insurance is security with 80% and the next two shows the equal % that is 10% benefit ) Is there any performance incentives? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| yes| 47| 94| 2| no| 3| 6| total| | 50| 100| Analysis: Interpretation: The above graph shows the performance incentives are 100% given in the company. 3) How do you recruit employees in ICICI PRUDENTIAL LIFE INSURANCE CO.? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| References| 3| 6| 2| Advertisements| 5| 10| 3| Consultancy| 35| 70| 4| Walk-ins| 7| 14| total| | 50| 100| ANALYSIS: INTERPRETATION: The hiring process in this company is done by consultancy of 35 respondents and next is through walk-ins. ) How frequently you recruit employees? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| 6 months| 5| 10| 2| 1 year| 0| 0| 3| 3 months| 5| 10| 4| Every month| 40| 80| total| | 50| 100| ANALYSIS: INTERPRETATION: In this company the employees are recruite d frequently for every month for this the respondents are 80%, after this 3 months and 6 months are 20%. 5) What is the range on scale of getting maximum ; good quality profiles? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| Average| 35| 70| 2| Good | 10| 20| 3| Very good| 5| 10| 4| excellent| 0| 0| total| | 50| 100|ANALYSIS: INTERPRETATION: The above graph shows that the range of getting good quality profiles are average are 70%,and good are 20% and very good is shown by 10%. So no excellent are there. 6) Under what criteria do you consider while screening the profile? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| Age | 5| 10| 2| Qualification| 7| 14| 3| Work experience| 38| 76| 4| References if any| 0| 0| total| | 50| 100| ANALYSIS: INTERPRETATION: The above graph shows while screening the profile work experience is given more importance by 76%, and next by qualification by 14%. ) What is the % of candidates who clear the aptitude test? SL. NO| RESPONSE| NO OF RESPON DENTS| PECENTAGE %| 1| 100| 0| 0| 2| 70| 10| 20| 3| 80| 35| 70| 4| 50| 5| 10| total| | 50| 100| ANALYSIS: INTERPRETATION: The above graph shows the % of 70% of the candidates clear the aptitude test. 8) Do you normally provide training skill development to new recruits? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| yes| 42| 84| 2| no| 8| 16| total| | 50| 100| ANALYSIS: INTERPRETATION: The above graph shows the training provided to new recruits is yes by 84% and no by 16%.So training is provided to some extent. 9) How many steps include in selection process? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| 5| 7| 14| 2| 6| 0| 0| 3| 8| 0| 0| 4| 4| 43| 86| total| | 50| 100| ANALYSIS: INTERPRETATION: The above graph shows the selection processes include mostly 4 and sometimes 5 in this it show 86% include 4 steps. 10) After selection of candidates what is the time for offer release? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| Same day| 0| 0| 2| 3-5 days| 37| 74| 3| 1- 2 days| 10| 20| 4| 7 days| 3| 6| total| | 50| 100| ANALYSIS: INTERPRETATION:The above graph shows after selection the offer letter is given to the selected candidate in 3-5 days and if the candidate is good then 1-2 days 11) What is the employment rate in ICICI PRUDENTIAL LIFE INSURANCE in a year? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| 70 | 5| 10| 2| 80| 35| 70| 3| 90| 10| 20| 4| 100| 0| 0| total| | 50| 100| Analysis: INTERPRETATION: The above graph shows the employment rate in ICICI PRUDENTIAL LIFE INSURANE is 70% in a year and 35 are accepted. 12) What is the experience required for HR position in ICICI PRUDENTIAL LIFE INSURANCE? SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| | 3 years| 5| 10| 2| 4 years| 15| 30| 3| 2 years| 0| 0| 4| 5 years| 30| 60| total| | 50| 100| ANALYSIS: INTERPRETATION: The experience required for HR position in ICICI PRUDENTIAL LIFE INSURANCE CO. is 5 years and accepted by 30 members. 13) What is attrition rate in ICICI PRUDENTIAL LIFE INS URANCE? (No. of employees leaving the company in a year) SL. NO| RESPONSE| NO OF RESPONDENTS| PECENTAGE %| 1| 50| 40| 80| 2| 60| 10| 20| 3| 80| 0| 0| 4| 30| 0| 0| total| | 50| 100| ANALYSIS: INTERPRETATION: The attrition rate in ICICI PRUDENTIAL LIFE INSURANCE is 50%, and accepted by 40 members. CHAPTER-6 SWOT ANALYSIS S.W. O. T Analysis of ICICI Prudential Life Insurance: Strength: * ICICI Prudential is one of the largest financial institutions of India. * Money power, which makes them ignorant about the gestation period. * Motivation factors provided by the Company. * Service quality, which is the crux of their mission. * A huge data base of corporate clients, retail customer, and bank customersof ICICI. * Highest paid up capital deposited  in IRDA, in comparison to all players. * Training provided to all people associating with ICICI Prudential. Weakness: * High targets for financial advisors and for the sales  departments. Many competitors in the market offer same product by the title difference in the premium and offerings. * Very huge premium of policies. * Problematic to advisors also. * Sustainable to risk associated with investments in money market. Opportunities: * Health insurance and pension schemes, an estimated market potential of  approximately $15 billion. * Tie up with more corporate agents all over India. And Tie up with broker  (agent) also. * Strong brand of company helps  to boost sales in market. * Attract more people of providing customer centric products. Threats: * Players like Bajaj and Birla Sun  life with low premium for the similar  plans. People are not aware of different distribution channels. * Threat from existing insurance players. * Threat from new entrants. * Changes in the policy of IRDA. CHAPTER-7 CONCLUSION Over the last few decades companies have increasingly begun to realize the importance of customer satisfaction. Where trading environments have become saturated and customers increasingly hard to come by, customer retention has become imperative as the customer-to-business level in the Indian context; the disconfirmation paradigm is still the predominant paradigm influencing the customer satisfaction process.As it is pivotal in this competitive era of globalization as every player in this banking industry is making various efforts to increase its pie share or if no increase at least maintains their market share. In relation to the primary research analysis undertook by me, inference can be portrayed that people are incline towards the LIC as they find them more reliable and they also prefer because of their long term relationship with the customer segment. So last we can say that for the insurance sector to succeed they must pay close attention to the revealed choice criteria of the customer in their decision making activity.Therefore customer relationship management programs must be designed to keep the customers intact that includes aligning product and service offerings with cust omer needs can only be achieved when sufficient knowledge of customer requirement has been captured. Thus accurately understanding the customer’s need is the most important step towards achieving customer satisfaction. CHAPTER-8 RECOMMENDATION AND SUGGESTON There are some recommendations: Open some more branches in semi urban and rural area: ICICI Prudential has almost its branches in urban area or  metros. So in order to increase the no. f customer, ICICI Prudential should increase the approach towards potential customers. For that it has to increase the branches in the semi urban cities like C, D grade  cities. And the rural marketing is the best option for  ICICI Prudential to increase its base in the market. Improve customer services: In order to take the advantage of being industry leader in private sector, ICICI Prudential has to improve its customer services. According to my experience in the company, a good number of customers forget to pay their premium at time so it causes a big loss to the company.ICICI Prudential has already collaborated with the ICICI bank for its Banc assurance facility and then  can include another feature in it. ICICI bank can offer a bank  account with the life insurance policy in which an ATM card will be  provided. This card will have  all the information regarding the policy as like future premium payment dates, payment made, money value of  the policy at that date, value of the unit linked plan and  all other information what the customer want. This will help the customer to pay premium on  time and save their losses.This will be mutually helpful for both sister companies, ICICI bank  will get new account and  ICICI prudential will be able to more efficient services to their customers. Bring some unit linked life insurance plans in the market. Being a market leader doesn’t ensure the leadership in the future. Since after  increment in FDI from 26% to 49%  all player will have the o pportunity to capture the market share. So in order to maintain its position ICICI Prudential should-Introduce some new market linked insurance plan, which will give a competitive advantage to the ICICI Prudential against its competitors.Trained the financial advisors more efficiently: In the changed scenario, more  efficient training will be needed, so ICICI Prudential should provide good and efficient training to their financial advisors. Because they are the one  who interact directly with the customers. So good training will give them the right way to deal  with the potential customers. Suggestions * LIC ; ICICI Prudential should work upon building good reputation of its brand as good reputation has direct effect on purchase of insurance product. LIC ; ICICI Prudential should work upon raising the awareness of the product and give more option and provide transparency so as to make selling of its product easier. * Advertising of the insurance product should stress on the ne ed of security. * Insurance should be popularized as the means of securing future rather than saving tax. * Policies should be issued quickly and with less formality. * Other services should be provided. * Reference group are the most effective medium of advertising insurance. CHAPTER-9 APPENDIX QUESTIONNAIRE 1. What is the biggest benefit of life insurance?A) Security B) commission C) protection of wealth D) all 2. Is there any performance incentives? A) Yes B) No 3. How frequently you recruit employees? A) 6 months B) 1 Year C) 3 months D) Every month 4. How do you recruit them? A) References B) Advertisements C) Consultancy D) Walk-ins 5. What is the range on scale of getting maximum ; good quality profiles? A) Average B) Good C) Very Good D) Excellent 6. Under what criteria do you consider while screening profile? A) Age B) Qualification C) Work Experience D) References if any 7.What is the % of candidates who clear the aptitude test? A) 10% B) 20% C) 30% D) 50% 8. Do you normal ly provide training skill development to new recruits? A) Yes B) No 9. If yes do you send your employees for external training? A) Training institutes B) workshops C) seminars D) none 10. How many steps include selection steps? A) 5 B) 6 C) 8 D) 4 11. On what skill sets candidates are selected in ICICI PRUDENTIAL LIFE INSURANCE CO.? A) Qualifications B) Capabilities C) Soft skills D) All the above 12. After selection of candidates what is the time for offer release?A) Same day B) 3-5 days C) 1-2 days D) 7 days 13. How do you evaluate a candidate in his/her HR interview? A) Aptitude B) Qualification C) Communication skills D) All 14. What is the experience required for HR position in ICICI PRUDENTIAL LIFE INSURANCE CO.? A) 3 Years B) 4 Years C) 2 Years D) 5 Years 15. What is the attrition rate in ICICI PRUDENTIAL LIFE INSURANCE CO? (Number of employees leaving the company in a year) A) 30% B) 40% C) 20% D) 10% 16. What are the top reasons for any improvement in attrition? Ans. 1. Ski lls Development 2. Communication 3. Promotion/Progress . Management Style 5. Work-Life Balance CHAPTER-10 BIBILOGRAPHY 1. ICFAI Human Resource Management – ICFAI University Press. 2. Gary Dessler, Human Resource Management- PHI Pvt. Ltd. , 2005. 3. G. C. Beri, Marketing Research- Tata McGraw-Hill Publishing Company Limited 4. Udai Parrek and T. Venkateshwara Rao, Designing and Managing Human Resource system, Oxford ; IBH publishing co. Pvt. Ltd. , 2003. 5. K. Aswathappa, Human Resource and Personnel Management, Tata McGraw-Hill Publishing Company Limited, 2005. * http://www. iciciprulife. com * http://www. google. com * http://www. wikipedia. com